Most often it is believed that the at-fault party in an auto accident is not qualified to make a personal injury claim. Even if you are at fault, whether partially or fully, there are options for you to make a claim. At JD Injury Law, we can assist you with your claim using our years of experience.
Personal Injury Claims in No-Fault States (Like Florida)
Florida is a no-fault state for auto accidents. So if you are involved in an accident in this state, you will have a no-fault insurance policy in place. It will cover the following expenses related to your injuries:
- Medical bills
- Lost wages
This is also known as personal injury protection. This type of insurance doesn’t cover damages to your vehicle, as it requires collision coverage.
Partly At-Fault Situations
If you are only partly responsible for the accident, it means that the other party also shares some of the blame for the accident. In that case, you may be able to get compensation for some of the damages including pain and suffering.
If both the parties are found to be at fault, the blame for the accident will have to be shared. This share is usually in the 50-50 ratio. Each party will take 50% of the blame. So when you want to make a claim for personal injury, you will be entitled to half of the damages rewarded.
It is not always clear from the beginning who the at-fault party is. It will be required to establish who is at fault. And this is where an experienced attorney can come to your help. There are situations where both parties have played a role in the accident.
Disputes may arise about which driver was at fault. And these disputes may require the intervention of the court.
Making a Fault Accident Claim
If you are involved in an auto accident, you should hire the services of a specialized personal injury attorney. This becomes even more important when you are unsure whether you are at fault or not. We will discuss your case during the initial consultation to gain deeper insights.
Usually, at-fault accidents are processed through your driver’s insurance company. This will initiate a fault accident claim. This will require you to contact your insurer within 24 hours of the incident.
Medical Bills Coverage
Medical payments coverage is usually free from the at-fault clause in an accident. It covers the medical bills of the driver and the passengers. It doesn’t matter whether you have comprehensive health care coverage or not. Your automotive policy can cover your medical payments.
So, you may file for a personal injury claim even if the accident was caused due to your fault. Making an insurance claim can be complicated in this case. It is best to have an experienced and specialized personal injury attorney like JD Injury Law on your side.
If you are concerned about your options after an accident, it is recommended to contact us today.
